Energy Credit Union offers mortgages, home equity loans, and home improvement loans at favorable rates. You can count on a smooth application process. Contact us to apply. 
 

Mortgages

• First mortgages for new home or condominium purchases
• Second mortgages for home improvements or other large expenses
• Finance up to 80% of appraised value (Up to credit union limits.)

Refinancing

• Consider refinancing your mortgage for substantial monthly savings
• Finance up to 80% of appraised value minus outstanding liens (Up to credit union limits.)
• Check rates and terms 

Home Equity Loans 

• Finance college tuition, home improvements and other large expenses
• Consolidate bills
• Borrow up to 80% of appraised value of your home minus outstanding liens (Up to credit union limits.)
• No closing costs; we pay appraisal fee (Fees subject to change without notice.)
• Check rates and terms