Consumer Loans

Energy Credit Union offers a variety of loans at favorable rates to meet everyday needs or to finance long-held dreams. 


Personal Loans

Consolidate bills, pay off high-interest credit cards, or meet other expenses.
Borrow up to $20,000. Check rates and terms.
 

Secured Loans

Secure a loan with savings, CDs and eligible stock as collateral.
 
 
Christmas and Vacation Loans

Borrow up to $2,000. Check rates and terms
 

Computer Loans

Borrow up to $5,000. Check rates and terms
 
 
Free Borrower's Life Insurance

All loans, except real estate loans, include free Borrower’s Life Insurance up to $40,000 for all members up to age 70. Certain conditions apply.
 
 
Apply For a Loan

We offer two application options.

Curious about how much to borrow and what your monthly payments may be? Our loan calculators can help you plan.

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