Make Your Home Equity Work This Fall

Choose the HELOC That Fits Your Needs

• Pay interest only on what you use
• 15 year drawing period
• 5 year repayment period
• Convenient access to your funds
• Borrow up to 80% of your home's equity

• Pay interest only on what you use
• 10 year drawing period
• 10 year repayment period
• Convenient access to your funds
• Borrow up to 80% of your home's equity

Need a Fixed Payment?

Our Fixed Home Equity Loan provides a fixed rate, fixed term and predictable monthly payments - ideal for a specific project or one-time expense.

Your Home. Your Equity. Your Choice.

Use your home's equity for home improvements, major purchases, debt consolidation and more.

Explore Your Home Equity Options Today!

• (*) Annual Percentage Rate. Fixed Equity APR is calculated based on a loan amount of $100,000 for a term of 10 years or 120 months at 5.5%, payments are $10.85 monthly per $1,000 borrowed. Loan amount of $100,000 for a term of 15 years or 180 months at 5.99%, payments are $8.43 monthly per $1,000 borrowed. Loan amount of $100,000 for a term of 20 years or 240 months at 7.00%, payments are $7.75 monthly per $1,000 borrowed. Owner occupied condos and single-family primary residences only. Payment doesn't include taxes, insurance, or HOA fees. The actual payment obligation will be greater. Other terms and restrictions apply. Subject to credit approval.

• HELOC rate listed is the Annual Percentage Rate (APR) which is variable and is equal to the Wall Street Journal prime rate minus 1.00%, subject to a minimum rate of 2.25% and a maximum rate of 18% or the maximum rate permitted by law, whichever is less. Prime as of 12/11/2025 was 6.75%. This APR is available for new home equity lines only. Line must be secured by a 1-4 family home or condo. Primary residences only. The maximum loan to value is 80%. Rates are subject to change. Property insurance will be required. Subject to credit approval.

• NEW HELOC rate listed is the Annual Percentage Rate (APR) which is variable and is equal to the Wall Street Journal prime rate minus 0.75%, subject to a minimum rate of 4.00% and a maximum rate of 18% or the maximum rate permitted by law, whichever is less. Prime as of 12/11/2025 was 6.75%. This APR is available for new home equity lines only. Line must be secured by a 1-4 family home or condo. Primary residences only. The maximum loan to value is 80%. Rates are subject to change. Property insurance will be required. Subject to credit approval.

Rates

• (1) Annual Percentage Rate.
• (2) APR is calculated based on a loan amount of $100,000 for a term of 10 years or 120 months at 5.5%, payments are $10.85 monthly per $1,000 borrowed. Loan amount of $100,000 for a term of 15 years or 180 months at 5.99%, payments are $8.43 monthly per $1,000 borrowed. Loan amount of $100,000 for a term of 20 years or 240 months at 7.00%, payments are $7.75 monthly per $1,000 borrowed. Owner occupied condos and single-family primary residences only. Payment doesn't include taxes, insurance, or HOA fees. The actual payment obligation will be greater. Other terms and restrictions apply. Subject to credit approval.